We are committed to ethical lending practices.

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Don’t hesitate to reach out

Have questions? We’re here to help! At Skoloto, we’re dedicated to delivering exceptional customer service.

Whether you’re inquiring about our car loan options, need assistance with your application, or want to discuss your existing loan, our team is ready to assist you. Please fill out the form below, and we’ll get back to you as soon as possible!

Frequently asked questions

We’ve got answers! Below are some of the most common questions our users ask about our nano loans, how they work, and what you can expect. If you don’t find what you’re looking for, feel free to contact our support team!

What is Skoloto?

We offer you small cash from multiple providers & you can pay back in one place with low interest. Small cash advance, easy credit from, R30 to R500, from multiple loan providers, we help you with your emergency loans, transport loans, small purchases.

Do I need a credit score?

No, applying for a Skoloto loan through our app will not affect your credit score. We use a soft credit check during the application process, which doesn’t impact your score. However, failure to repay the loan on time may be reported to credit bureaus and could negatively affect your score.

How fast can I receive my cash?

Our AI system processes applications quickly. Most loans are approved instantly, and you can receive funds within 24 hours, depending on your selected method of payment.

Is Skoloto Sharia-compliant?

Yes, we offer Sharia-compliant options, allowing users to access interest-free financing solutions that align with their religious and ethical values.

What are the repayment terms?

Repayment terms vary depending on the loan type and amount. However, our repayment plans are designed to be flexible, allowing you to choose an option that works best for your budget and circumstances.

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